Terms and Conditions

    Last updated: 1.1.2026

    Note: These terms are provided for general information and educational purposes only. They do not constitute legal advice.

    1. Acceptance of Terms

    By accessing and using this website, you accept and agree to be bound by the terms and provision of this agreement. In addition, when using this website's particular services, you shall be subject to any posted guidelines or rules applicable to such services.

    2. No Financial Advice

    The content provided on Literacy Academy is for educational and informational purposes only. It does not constitute financial, investment, legal, or tax advice.

    You should not make any financial decisions based on the information provided on this site without consulting a qualified financial advisor. We are not responsible for any financial losses or damages resulting from the use of the information provided herein.

    3. Use of the Site

    You agree to use the site only for lawful purposes and in a way that does not infringe the rights of, restrict, or inhibit anyone else's use and enjoyment of the site. Prohibited behavior includes harassing or causing distress or inconvenience to any other user, transmitting obscene or offensive content, or disrupting the normal flow of dialogue within the site.

    4. Intellectual Property

    The site and its original content, features, and functionality are owned by Literacy Academy and are protected by international copyright, trademark, patent, trade secret, and other intellectual property or proprietary rights laws.

    5. Third-Party Links

    Our site may contain links to third-party web sites or services that are not owned or controlled by Literacy Academy. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party web sites or services. You acknowledge and agree that Literacy Academy shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with use of or reliance on any such content, goods, or services available on or through any such web sites or services.

    6. Limitation of Liability

    In no event shall Literacy Academy, nor its directors, employees, partners, agents, suppliers, or affiliates, be liable for any indirect, incidental, special, consequential or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from your access to or use of or inability to access or use the service.

    7. Governing Law

    These Terms shall be governed and construed in accordance with the laws of the jurisdiction in which the company is established, without regard to its conflict of law provisions.

    8. Changes to These Terms

    We reserve the right, at our sole discretion, to modify or replace these Terms at any time. What constitutes a material change will be determined at our sole discretion. By continuing to access or use our Service after those revisions become effective, you agree to be bound by the revised terms.